Data Scientist - Credit Card Risk

Data Scientist – Credit Card Risk (Hybrid)
 
At EY, you’ll have the chance to build a career as unique as you are, with the global scale, support, inclusive culture, and technology, to become the best version of you. And we’re counting on your unique voice and perspective to help EY become even better, too. Join us and build an exceptional experience for yourself, and a better working world for all.

The opportunity

Our EY Consulting ambition is to become the world’s leading transformation consultants, trusted to help our clients generate long-term value. We’re building world-class capabilities in business, technology and people consulting to help us deliver on EY’s purpose of building a better working world — our firm’s broader ambition to become the world’s most trusted, distinctive professional services organization.
Our clients are at the heart of our new strategy. We’re focused on solving the key issues of our client buyers, building deeper relationships, and making a greater impact. We’re introducing a new go-to-market narrative — Transformation Realized™ — to help us harness the core drivers of transformation that will create long-term value for our clients.
To achieve this, we are seeking for experienced consultants to join our Transformation Realized™ Consulting practice. Our team is part of EY’s Central, Eastern and Southeastern Europe & Central Asia (CESA) cluster, delivering market leading services to organizations across industries in Cyprus, the UK, the MENA region, and other countries internationally.

The transformation imperative is urgent, challenging and opportunity-rich, interested to join us?

Key Responsibilities:

•    Develop and implement financial services data-driven solutions relate, but not limited to, optimizing card limits, building acquisition scorecards, and analyzing credit utilization.
•    Conduct in-depth analysis and provide actionable insights to support decision-making processes.
•    Collaborate with cross-functional teams to drive data-driven strategies and improve operational efficiency.
•    Utilize advanced analytics and machine learning techniques to solve complex business problems.
•    Prepare and present findings to stakeholders, ensuring clear communication of technical concepts to non-technical audiences.
•    Maintain and enhance existing models and develop new models as needed.
•    Ensure data integrity and accuracy through rigorous testing and validation processes.
 
Requirements:

•    Proven experience in secure lending-related projects, such as card limit optimization, acquisition scorecard build/cut-off changes, and credit utilization analysis.
•    Proficiency in key areas of operational day-to-day effectiveness, including:

1. SAS, SQL, and Python coding
2. P&L analysis

•    Strong analytical and problem-solving skills with the ability to interpret complex data sets.
•    Excellent communication and presentation skills.
•    Ability to work independently and as part of a team in a fast-paced environment.
•    Fluency in English is a must have.
 
Preferred Qualifications:

•    Experience in the Financial Services industry, particularly in Unsecured Lending.
•    Familiarity with advanced analytics tools and platforms.
•    Knowledge of regulatory requirements and industry best practices.
 
What working at EY offers

EY offers an attractive remuneration package for rewarding both personal and team performance. We are committed to be an inclusive employer and are happy to consider flexible working arrangements. In addition, but not limited to our benefits include:

•    13th salary
•    Provident Fund 
•    Private Medical and Life Insurance 
•    Flexible working arrangements (hybrid work and flexible work schedule) 
•    Friday afternoon off  
•    EY Tech MBA and EY MSc in Business Analytics 
•    EY Badges - digital learning certificates 
•    Mobility programs (if interested to work abroad) 
•    Paid Sick Leave 
•    Paid Parental Leave 
•    Yearly wellbeing days off  
•    Maternity, Wedding and New Baby Gifts  
•    EY Employee Assistance Program (EAP) (counselling, legal and financial consultation services) 

About EY 
 
EY | Building a better working world 
EY exists to build a better working world, helping to create long-term value for clients, people and society and build trust in the capital markets.  
Enabled by data and technology, diverse EY teams in over 150 countries provide trust through assurance and help clients grow, transform, and operate.  
Working across assurance, consulting, law, strategy, tax and transactions, EY teams ask better questions to find new answers for the complex issues facing our world today. 

#betterworkingworld
If you can demonstrate that you meet the criteria above, please contact us as soon as possible.
The exceptional EY experience. It’s yours to build.