Consultant - Business Consulting Risk - FSRM - CRE - Bangalore

Requisition Id : 1589866

As a global leader in assurance, tax, transaction and advisory services, we hire and develop the most passionate people in their field to help build a better working world. This starts with a culture that believes in giving you the training, opportunities and creative freedom. At EY, we don't just focus on who you are now, but who you can become. We believe that it’s your career and ‘It’s yours to build’ which means potential here is limitless and we'll provide you with motivating and fulfilling experiences throughout your career to help you on the path to becoming your best professional self.

The opportunity:

Credit Analysis / Covenant Monitoring

Our FSRM team is a fast-moving, high-growth area with huge potential. It offers variety, challenge, responsibility and the opportunity to realize your leadership potential.

Our Financial Services Risk Management (FSRM) practice focuses on risk management, regulatory, quantitative, and technology backgrounds. The breadth of experiences of FSRM professionals enables the practice to coordinate the delivery of a broad array of risk management services to capital market participants throughout the world in a well-integrated manner.

 
The role holder’s primary responsibilities will include:

• Oversee compliance with covenants for all assigned accounts, ensuring adherence to contractual terms and credit policies.
• Analyse covenant data periodically to identify early warning indicators, escalating potential breaches when necessary.
• Work directly with credit officers and relationship managers to address covenant breaches and recommend corrective actions.
• Generate regular reports and dashboards to provide visibility on covenant compliance and highlight trends.
• Assessing the creditworthiness of the company
• Gather and review different financial information to assess their ability to honour financial obligations.
• Assessing the various financial ratios 

Essential Experience & Competencies:

• Strong communication, documentation, facilitation, relationship-building, presentation, and negotiation skills
• Be highly flexible, adaptable, and creative
• Broad consulting skills, effective written and oral communication skills
• Pursue passions beyond work and invest in your wellbeing
• Knowledge of Credit Analysis / Covenant Monitoring / Collateral
• Good understanding of financial statements and financial ratios

What we look for :

People with the ability to work in a collaborative manner to provide services across multiple client departments while following the commercial and legal requirements. You will need a practical approach to solving issues and complex problems with the ability to deliver insightful and practical solutions. We look for people who are agile, curious, mindful and able to sustain positive energy, while being adaptable and creative in their approach.